Let's Talk Money is here again and I am excited to introduce you to this week's guest. You probably already know her. It is Carrie from Careful Cents. Carrie's popular blog has been featured on Business Insider, lifehacker and The Consumerist. Let's get right to her interview.
Please introduce yourself and your blog, including when you created your blog. If comfortable, please share if you are married and how many children you have.
Hey everyone, this is Carrie Smith from the Careful Cents personal finance blog. My blog was created in July 2011 to build a community of people who believe there’s no such thing as small ¢hange. I’m single with no kids, in my late twenties and live in the beautiful state of Texas.
Your blog says that you are a Certified Bookkeeper (CB) and small business accountant. Are you still doing that type of work or have you moved on to something else?
I still work at the same full-time accounting job during the week, and I enjoy it just as much (if not more) than when I first started working there right out of high school.
Have you found ways to make additional income online or offline? If yes, please explain.
I make a decent amount of additional income from my side business of freelance writing and managing blog content. I work with other finance related businesses and clients who are passionate about helping people get out of debt, just like I am.
Do you live to work, or work to live?
Up until 2 years ago, I lived to work. My family called me a workaholic and it was a contributing factor to my last relationship failing. Thankfully, though I’ve learned my lesson (I hope) and now I enjoy working so I can live life to the fullest.
When it comes to money what stresses you out?
What stresses me out about money is having and being in debt. I HATE other companies and banks telling me what to do with my money. I like being the one in control of my finances, so that was the driving force behind making the decision to become debt free.
If you desperately wanted to take your dream vacation in 3 months from now and it would cost you $5,000 but you didn't have all the cash to pay for it upfront, what would you do?
I would work my butt off. I’d scale back my non-essential spending, sell anything I didn’t need and I’d work like crazy to make the extra money. No pain, no gain!
If you were debt free and earned $150,000 a year what would your life look like?
My life would look very similar. I’d still work at the same job, and do my freelancing on the side - because I really do enjoy it. The only significant change is that I’d be able to travel more, like I used to when I was younger. I’d also have more to give to some of my favorite charities.
Do you own or rent your current living accommodations? Why?
I currently rent a small one-bedroom apartment. When I was 23 I bought my first home, and found out first-hand how overwhelming and expensive home ownership can be. It wasn’t the right decision for me and I nearly went broke. So now I prefer to rent because it’s better for me in this stage of my life.
What is your view point regarding money? Money is meant to be saved? Money is meant to be spent?
Money is meant to be enjoyed! Some people find great happiness in saving money, while others like spending it. It’s really just about using money to benefit your life. I try to find a good balance between saving and spending.
I would like to thank you very much Carrie for accepting the invitation to be this week's Let's Talk Money guest. I enjoyed getting to know you better. When Carrie isn't blogging or working at her full-time job, you can find her on Twitter @AppleCSmith.
Source: http://tacklingourdebt.com/2012/05/30/lets-talk-money-series-carrie-careful-cents/
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